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SEAT Car Insurance

Life’s full of surprises. But with SEAT Car Insurance, you’re always in control.

Our comprehensive policies are packed with benefits, designed to give your SEAT the cover it deserves. Easy online account management puts you firmly in the driver’s seat—making every step simple, fast and convenient. So wherever the road takes you, you can drive with confidence, knowing we've got you covered.

SEAT Car Insurance is arranged, underwritten and administered by Liverpool Victoria Insurance Company Limited (part of Allianz).*

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Accidents happen, but with SEAT Car Insurance you’re in safe hands. Our comprehensive cover means you can drive confidently knowing you have insurance you can trust.

Remember, with us, you'll benefit from SEAT approved repairs using only SEAT genuine parts. We're making sure you have the quality service you and your SEAT deserve.

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Why choose SEAT Car Insurance?

Swipe to reveal some of the great benefits of a SEAT Car Insurance policy. 

For full details, please review your policy documents.

SEAT Approved Repairs

All repairs are carried out by SEAT trained technicians in SEAT authorised repairers, giving you the peace of mind that your SEAT will be repaired to the same high standards as before.

SEAT Genuine Parts

We only use genuine parts and accessories and each one comes with a two-year warranty, excluding wear and tear items.

Courtesy car

We’ll provide a courtesy car while your car is being repaired by a SEAT Approved Repairer. This comes as an optional feature with our Essentials Car Insurance cover but included in our Plus Car Insurance cover as standard.

Vandalism promise

If you make a claim for damage to your car caused by vandalism, you won’t lose your No Claim Discount with us. The incident must be reported to the police and assigned a crime reference number. You will need to pay the accidental damage excess. This feature is only available with our Plus Car Insurance.

Uninsured driver promise

If you make a claim for an accident that is not your fault and the driver of the other vehicle is not insured, you will not lose your No Claim Discount with us or have to pay any excess. If possible, provide details of the other vehicle, including the registration, make, model, and driver details. This feature is only available with our Plus Car Insurance.

24-hour accident recovery

In the event of an accident you will have access to our 24 hour recovery helpline.

Electric car battery cover

We’ll cover your electric car’s battery, whether it is owned or leased, if it becomes damaged as a result of an insured incident.

Windscreen cover

We’ll pay to replace or repair broken glass in the windscreen, sunroof or windows of your car less any excess that applies.

Personal accident

If you, your partner or a named driver on the policy suffer a serious injury while travelling in, or getting in or out of your car, our Plus Car Insurance protects you with £10,000 personal accident cover and £1,000 if you have our Essentials Car Insurance.

Electric charging cables cover

Our Plus Car Insurance covers you in the event of accidental damage, fire or theft of your electric charging cables and your home charger. This also covers accidents caused by any electric charging cables when attached to your car. 

Child seat replacement

We’ll cover the cost of replacing any child seat with a new one of the same (or similar) model and standard following theft, accident or fire.

Personal belongings cover

Our Plus Car Insurance covers you up to £300 for personal belongings that are lost or damaged following an accident, fire or theft.

Manage your account online

When you choose SEAT Car Insurance, you will be able to manage your account online. It's quick and easy, so give it a try.
 
Log in and manage your account online

For existing customers that have a policy number starting with 9, 8 or 4

SEAT Car Insurance policies that were quoted before 9th July 2025 and have a policy number that begins with a 9, 8 or 4 are provided and underwritten by U K Insurance Limited. You can find out information about your policy (including how to make a claim or make changes to your policy) on the documents that were sent to you, or by clicking below.

For policies provided by U K Insurance Limited

Compare cover levels

The table below will help you compare the benefits across Essentials and Plus. Cover levels offered as part of your quote are dependent on vehicle and individual eligibility.  

Essentials Car Insurance

This comprehensive cover comes with benefits we think are essential to your peace of mind.
Included:
  • Included: Accidental damage - cover for dings, dents and scratches 
  • Included: Damage to windscreen or window glass (including sunroofs and ADAS)
  • Included: Replacement child car seats following theft, accident or fire
  • Included: Unlimited replacement cover for manufacturer fitted in-car equipment from when the car was first registered
  • Included: Cover when travelling in Europe (for up to 180 days) - minimum required by law
  • Included: Cover for theft of keys
  • Included: Personal accident cover £1,000
  • Included: For electric vehicles: charging cable liability
Excluded:
  • Not included: For electric vehicles: cover for electric charging cables, charge point, and hire car
  • Not included: Legal expenses*
  • Not included: Guaranteed courtesy car*
  • Not included: Cover for personal belongings
  • Not included: Vandalism Promise and Uninsured Driver Promise
  • Not included: Protected no claim discount (PNCD)*
*Can be added at an additional cost
 
For the full list of benefits included with our Essentials Car Insurance, please refer to your Cover Booklet, found in the policy documents section.

Plus Car Insurance

Our Plus comprehensive cover includes even more benefits, so you can rest assured your SEAT is protected. 
Included:
  • Included: Accidental damage - cover for dings, dents and scratches 
  • Included: Damage to windscreen or window glass (including sunroofs and ADAS)
  • Included: Replacement child car seats following theft, accident or fire
  • Included: Unlimited replacement cover for manufacturer fitted in-car equipment from when the car was first registered
  • Included: Cover when travelling in Europe (for up to 180 days) - same level as the UK cover
  • Included: Cover for theft of keys
  • Included: Personal accident cover £10,000
  • Included: For electric vehicles: charging cable liability
  • Included: For electric vehicles: cover for electric charging cables, charge point, and hire car
  • Included: Legal expenses up to £100,000
  • Included: Guaranteed courtesy car
  • Included: Cover for personal belongings up to £300
  • Included: Vandalism Promise and Uninsured Driver Promise
Excluded:
  • Not included: Protected no claim discount (PNCD)*
*Can be added at an additional cost
 
For the full list of benefits included with our Plus Car Insurance, please refer to your Cover Booklet, found in the policy documents section.
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Policy documents

If you are an existing SEAT Insurance customer, please refer to your confirmation of cover email or letter to find all your policy documents. To download a copy of the SEAT Car Insurance Cover Booklet and any supporting documents, please click on the appropriate link below.

Renew your cover

When it comes to renewing a SEAT Car Insurance policy we'll contact you in advance of your renewal date with details on what to do.

And at any time, you can login and manage your account online.

If you've not heard from us when you were expecting to, you can of course contact us. 

SEAT Car Insurance is arranged, underwritten and administered by Liverpool Victoria Insurance Company Limited (part of Allianz).

Frequently asked questions

Do you have questions about SEAT Car Insurance?

We've pulled together answers to the most frequently asked questions to help. So, to get more information about our cover and how to manage your policy, click the link below.

Check out our FAQs

*SEAT Car Insurance is arranged, underwritten and administered by Liverpool Victoria Insurance Company Limited, which is an Allianz Group company, registered in England and Wales company number 3232514. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 202965. Registered Office Address: 57 Ladymead, Guildford, Surrey, GU1 1DB.

SEAT Car Insurance is a trading name of Liverpool Victoria Insurance Company Limited.

Volkswagen Financial Services Limited (VWFS UK) acts as an introducer to Liverpool Victoria Insurance Company Limited in respect of SEAT Car Insurance, registered in England and Wales Company Number 2835230 (Registered Office Address: Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes MK14 5LR). VWFS UK is authorised and regulated by the Financial Conduct Authority, registration number 311988. Authorisation details for both organisations can be checked on the Financial Services Register by visiting https://www.fca.org.uk/firms/financial-services-register

Volkswagen Financial Services Limited UK and Liverpool Victoria Insurance Company Limited are not part of the same corporate group.